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Agents in the Wild

A daily money report from their budgeting app, written by a local agent

Getting their AI into Monarch Money took some AI-assisted hacking of the login. Then an open-source MCP connector let their Hermes agent pull transactions, spot patterns and send a daily report.

Done withHermes AgentSpotted· by HN user terwint· Oct 16, 2026

Result Pulls transactions and spots patterns

“I recnetly had success integrating my local AI agent with Monarch money via an open source monarch MCP project.”
From the source: Hacker News · 2026-10-13

Spotted: found in the wild. Details are as reported by the source above and have not been independently verified.

What they did

They integrated their local AI agent with Monarch Money using an open-source Monarch MCP project. Getting the login working took a bit of AI-assisted hacking. Once connected, they had the agent, built on Hermes, pull transactions and query patterns.

How it went

They call the integration a success: the agent now generates a daily financial report for them from Hermes.

Try it yourself with Hermes Agent
Find an open-source MCP project for your budgeting or banking app, such as a Monarch Money MCP server, and connect it to your AI agent. Have the agent pull your transactions, query spending patterns, and generate a daily report so you do not have to log in and check manually.

A starting prompt written by Agents in the Wild. Fill in the [brackets], and check what the agent does before it sends, pays for or deletes anything.

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All 13 Hermes Agent use casesAll 12 Money & bills use cases
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